Setnor Byer Insurance & Risk is a member of the Independent Insurance Agents and Brokers of America, and provides a full range of property, casualty, benefits and financial services insurance and risk management products. Representing an extensive portfolio of many of the world's leading insurance companies and risk management tools, we partner with our clients to insure, finance and manage their business and personal risks.
In 1997, Setnor Byer, intrigued by the potential of technology to transform and improve business operations, formed The Human Equation to provide clients with online risk management technology solutions. Today, The Human Equation, a solid leader in online corporate training, and a reliable source for content development and instructional design, continues to develop meaningful solutions to support an enterprise’s efforts to reach their business objectives and focuses its efforts on the development of technologies and methodologies to support a client’s efforts to build and reinforce effective risk management practices.
Setnor Byer incorporates The Human Equation’s technologies, along with a host of other risk management services and products, into a distinctive value-added package called On The Mark. Clients of the agency receive On The Mark, complimentary.
The Human Equation course content is certified by The American Society for Training & Development (ASTD), the Human Resource Certification Institute (HRCI), and the Florida Bar Board of Legal Specialization. The Human Equation partners with select Agents and Business Consultants throughout the United States.