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The Labor Risk® Workers' Compensation Unit

The Labor Risk® works with clients to compile claims data, identify triggers, analyze trends, discuss solutions, and strengthens practices, policies, and programs that drive risk.


Claims Management
  • Review and report Individual Claim Detail and Reserve Activities
  • Identify and Analyze triggers and trends
  • Development of Claims Management Strategies
  • Loss Reserve Analysis
  • Case Management
  • Audit of Valuation Date Loss Reserves
  • Review of Unit Statistical Cards

Premium and Expense Management
  • Workers' Compensation Experience Modification Analysis
  • Workers' Compensation Classification Review
  • Payroll Verification
  • Self-Insured and Retention Options
  • Alternative Risk Options
  • Drug-Free & Safety Credits
  • Dividend Plans
  • Deductible/Coinsurance Options
  • FCCPAP

Risk Management
  • Interviewing Guidelines
  • Pre-Employment Background Screening (including Workers' Compensation and Criminal/Credit Searches)
  • Job Descriptions
  • Application and Conditional Hire
  • Hiring and Orientation Programs
  • Occupational Injury Investigations
  • Vehicle Use Policies
  • Progressive Discipline
  • Safety Training and Safety Manuals
  • Return-to-Work Programs
  • Occupational Therapy
The Labor RiskĀ® Workers' Compensation Unit

Plans
  • Guaranteed Cost
  • Retrospective Rating
  • Self Funding
  • Large Deductible
  • Captives

Coverage Detail
  • Officer and Partner Elections
  • Employer Liability
  • USL&H
  • Jones Act
  • Foreign Coverage
  • Voluntary Coverage

Other
  • Analysis of Ownership and Combination of Entities
  • Analysis of Independent Contractor Relationships
  • Guidance on Audit Reporting


The Labor Risk® guarantees the reduction of workplace injuries and produces a significant impact on direct and indirect costs. For more information, contact us.