Commercial Insurance

Our Commercial Client receives expert reviews and analysis of insurance policy form and can benefit from traditional "first-dollar," fully funded insurance programs as well as many alternative funding structures, including large deductible programs, risk purchasing groups, captives, self-insurance and association programs. Setnor Byer's professionals examine program options on a continuous basis, and determine, along with the client, which ones work best for them. And, once a program is in place, we manage it, and provide comprehensive analysis and integration of management policies, loss triggers, and claims data.

Setnor Byer considers alternative market placement of all property and casualty at each policy anniversary unless coverage deficiencies are noted and cannot be solved by the current provider(s).

We help clients build insurance programs and risk management strategies that produce solutions for risks that threaten a client's objectives or impede opportunities for economic growth.