by Anita Setnor Byer, President - Setnor Byer Insurance & Risk9. May 2012 08:48On April 27, 2012, a bill amending Florida’s Self-Storage Facility Act (Act) was signed into law by Governor Rick Scott. The bill primarily implements changes to the notice requirements related to enforcing an owner’s lien against items stored in a self storage facility. According to the Self Storage Association, these changes could save Florida’s self storage industry more than $4 million annually. More...
by Anita Setnor Byer, President - Setnor Byer Insurance & Risk29. December 2010 08:32Self-storage operators are not immune to slip-and-fall liability. While the volume of foot traffic at a self-storage facility may not reach that of other types of businesses, customers must still enter the premises to store, access and retrieve their property. As a result, an exposure to this type of liability exists, and facility operators must take this risk seriously.More...
by Setnor Byer Insurance & Risk26. April 2010 05:18In many states, including Florida, workers' compensation insurance rates are set by the state, which means that regardless which insurance company ultimately provides the insurance, the rates remain the same. More...
by Setnor Byer Insurance & Risk12. October 2009 23:31Did you know that eight out of ten crimes against businesses are carried out by employees? Workplace fraud and employee theft are more prevalent than ever: It is estimated that the average American business loses six percent of its total annual revenues due to some form of employee fraud. More...
by Setnor Byer Insurance & Risk26. August 2009 03:00The ease with which a brick and mortar business can transform into an e-commerce operation, at least to some degree, can be startling. What was once accomplished face-to-face is now done virtually. What was once kept in a filing cabinet is now stored on electronic databases. Pens and stamps have been replaced by PINs and clicks. More...
by Martin Salcedo, Esq. - Setnor Byer Insurance & Risk16. October 2008 11:32You've often heard that crime doesn't pay, but you should be aware that it can be quite costly when it occurs at your place of business. More...
by Setnor Byer Insurance & Risk14. July 2008 11:33The Saturday night crowd in the popular restaurant is larger than usual. Guests are enjoying cocktails and conversations at the bar while waiting for a table. Food preparers are busy, but activity in the back of the house is going smoothly. More...
by Tiffany Luongo, Esq. - Setnor Byer Insurance & Risk15. November 2007 15:55Consider this scenario:
An employee in your organization files a discrimination lawsuit, alleging that she was not promoted because of her gender. More...