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But I Don’t Even Live in California! The Case for Earthquake Insurance Coverage

by Anita Setnor Byer, President - Setnor Byer Insurance & Risk8. September 2011 08:54

On August 23, 2011, a 5.8 magnitude earthquake centered near Mineral, Virginia was felt from Alabama to Ontario. Many of those affected did not know that earthquakes could happen in places like New York City, Washington D.C., or Philadelphia. These people held the common, but mistaken belief that earthquakes generally occur only on the West coast of the United States, particularly in California. Unfortunately, the reality is that earthquakes pose a national threat.More...

Controlling Slip-and-Fall Liability: Tips for Self-Storage Facility Operators

by Anita Setnor Byer, President - Setnor Byer Insurance & Risk29. December 2010 08:32

Self-storage operators are not immune to slip-and-fall liability. While the volume of foot traffic at a self-storage facility may not reach that of other types of businesses, customers must still enter the premises to store, access and retrieve their property. As a result, an exposure to this type of liability exists, and facility operators must take this risk seriously.More...

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Categories: 2010 | Professional Liability | Risk Management | Safety

Improving Patient Safety and Combating Abuse in Long-Term Care Facilities

by Setnor Byer Insurance & Risk18. October 2010 10:10

In a move aimed at combating abuse and neglect in the nation’s long-term care facilities, the Centers for Medicare & Medicaid Services (CMS) awarded more than $13 million on October 6, 2010, to six states to design comprehensive applicant criminal background check programs for jobs involving direct patient care. More...

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Categories: 2010 | Safety

Notice of Work-Related Fatality

by Setnor Byer Insurance & Risk27. September 2010 15:39

Do employers have seven days to notify the Occupational Safety and Health Administration of a work-related incident that has resulted in the death of an employee? More...

Florida's New Transitory Foreign Substance Law: Altering the Landscape in Slip-and-Falls?

by Setnor Byer Insurance & Risk19. August 2010 03:51

Whether you operate an amusement park, a restaurant, or a grocery store, the thought of a customer slipping and falling on the premises can cause an unsettling, if brief, feeling of panic in proprietors who invite the public onto their premises for the purpose of doing business. More...

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Categories: 2010 | Safety

Converting a Safe Workplace into Lower Workers' Compensation Insurance Premiums

by Setnor Byer Insurance & Risk26. April 2010 05:18

In many states, including Florida, workers' compensation insurance rates are set by the state, which means that regardless which insurance company ultimately provides the insurance, the rates remain the same. More...

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Categories: 2010 | Commercial Insurance | Labor & Employment Law | Professional Liability | Safety

Safety in Numbers: Monitoring Your Health

by Geri Seal, B.S. Health Promotion, ACSM, HFI - Summit Health15. September 2008 11:58

The numbers don't lie: According to PricewaterhouseCoopers' Health Research Institute, medical costs for 2009 will increase by almost 10 percent, significantly outpacing the current rate of inflation. More...

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Categories: 2008 | Safety

"Have a Nice Trip, See You Next Fall": Why Food Service Establishments Aren't Laughing

by Martin Salcedo, Esq. - Setnor Byer Insurance & Risk19. August 2008 11:56

The classic routine in which a hapless person "slips on a banana peel" has been a staple of comedy guaranteed to elicit laughter from an audience. More...

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Categories: 2008 | Food Services and Hospitality Industry | Safety

An Ounce of Prevention: What Employers Can Do to Keep Workers' Compensation Costs Down

by Angelo Filippi, Esq., Employment Law Dept. Director; Nina Spiegel, J.D., Paralegal; Christine Simpson, Executive Director19. August 2008 11:51

As a firm specializing in Workers' Compensation defense, General Liability defense, and Employment and Labor Law defense, we have a bird's eye view of the successful (and sometimes unsuccessful) practices of our clients. More...

"Slippery When Wet": Preventing Falls in Food Service Establishments

by Anita Setnor Byer, President - Setnor Byer Insurance & Risk14. August 2008 11:44

When asked to identify workplace hazards, people tend to recall extreme situations, such as collapsed mines or chemical explosions - incidents that make front-page headlines. More...

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Categories: 2008 | Food Services and Hospitality Industry | Safety

Preventing "Unavoidable" Accidents: More Help for Organizations Seeking to Minimize Losses and Keep Auto Insurance Rates Down

by Mary Albanese19. June 2008 09:51

Let's start by recalling what we mean by "preventable" accidents - those accidents that can be avoided in spite of any adverse driving conditions and in spite of any unsafe practices on the part of the driver who caused the accident. More...

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Categories: 2008 | Safety

When Are Accidents Preventable? A Guide for Organizations Seeking to Minimize Losses and Keep Auto Insurance Rates Reasonable

by Setnor Byer Insurance & Risk16. April 2008 16:59

Every organization's risk manager dreads a phone call like this from one of the company's drivers:

"I've been in an accident. I'm okay, and so is the other driver, but my vehicle is totaled. It wasn't my fault, though - the other car just came from nowhere!"More...

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Categories: 2008 | Risk Management | Safety


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Setnor Byer Insurance & Risk's newsletters and publications are intended as an information source for the clients and friends of the firm. Their content should not be construed as legal advice, and readers should not act upon the information in these publications without professional guidance. Please note that newsletters and publications that are archived by Setnor Byer Insurance & Risk are not updated after initial publication and may not contain the most current information available.

 

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