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THE RIGHT INSURANCE AT THE RIGHT PRICE
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As an owner-operator of self-storage facilities, you know what it takes to be successful, and you expect all of your advisors, including your insurance professionals, to dedicate the same effort to their craft. You’ve worked hard to build and maintain your facilities, and you need partners that will work as hard to help you identify your insurance needs, while finding the right insurer, at the right price.
At Setnor Byer Insurance & Risk, your selection of an insurer is made easy because we represent the nation’s leading self-storage insurers. You can, with little effort or distraction, call on us, and ensure that you will find the right insurer, at the right price. We promise to profile your risk, discuss coverage options, and match you up with the program that works best for you.
We build competencies in our staff, and offer self-storage operators access to, not only knowledgeable and concerned professionals, but risk management services to help you manage the triggers that drive your risk. You can call on us for guidance regarding:
- Premises inspection
- Construction and Sprinkler ratings
- Tenant leases
- Pollution threats
- Security threats
And, for those that employ full or part-time personnel, count on us for complimentary support of all your human resources functions, from hiring to performance management. With our partnership with The Human Equation, you are entitled to benefits ranging from a human resources hotline that assists you on all employment issues, to online training that addresses safety, workplace investigations, and customer service.
And, last but not least, consider using our Tenant Report Line, an online solution for receiving and resolving tenant communications and concerns.
For further information, email
, or call toll-free 888-253-8498 x. 270.
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Coverage Outline
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TERRITORY
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Nationwide
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COVERAGE
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Self Storage Business Owners Coverage Form
Special cause of loss – Subject to exclusions & limitations
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PROPERTY FEATURES
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Blanket Building & Personal Property, including fence, gate, sign
Replacement cost
Business Income & Extra Expense – 12 or 15 months actual loss sustained
Accounts Receivable - $25,000
Debris Removal - $50,000
Money & Securities - $10,000 on premises/ $2,000 off premises
Ordinance or Law Coverage - $100,000
Outdoor Signs - $10,000
Pollution Clean-up - $25,000
Trees, Shrubs and Plants - $500 per tree, shrub or plant
Valuable Papers & Records - $25,000
Identity Theft Coverage
Employment Practices
System Protection Coverage
* These limits may be increased
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DEDUCTIBLES
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Options of $500, $1,000, $2,500, $5,000, $10,000 or higher available
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CUSTOMER’S GOODS LEGAL LIABILITY
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$25,000, with limits up to $2,000,000 available
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SALE & DISPOSAL LIABILITY
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$10,000, with limits up to $2,000,000 available
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HAZARDOUS CONTENTS REMOVAL
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$25,000, $50,000 or $50,000/$200,000 available
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BUSINESS LIABILITY
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$1,000,000 / $2,000,000
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MEDICAL EXPENSE
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$5,000 with higher limits available
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RESIDENT MANAGER LIABILITY
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Available upon request
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EMPLOYEE DISHONESTY
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Available upon request
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EMPLOYEE BENEFIT LIABILITY
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Available upon request
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EQUIPMENT BREAKDOWN
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Available upon request
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UMBRELLA/EXCESS LIABILITY
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$1,000,000 to $5,000,000 for true umbrella or follow-form excess liability coverage
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WORKERS COMPENSATION
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Available upon request
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